Overview
A Qualifying Recognised Overseas Pension Scheme (QROPS) is a term for accepted overseas pensions which are able to accept UK registered pension transfers (UK Tax relieved Funds).
Guernsey is able to offer QROPS through retirement annuity trust schemes which are approved under Section 157A and 150 of the Guernsey Income Tax Law, as amended. A Trustee of a scheme is required to agree to particular undertakings with regard to the running of a scheme which has QROPS acceptance.
Gibraltar is able to offer QROPS through retirement annuity trust schemes which have been approved under the provisions of the Gibraltar Income Tax Act, as amended.
Gower Pensions Management Limited is a leading provider of QROPS and offers a range of schemes to meet the various requirements of the international pension market.
Horizon QROPS Gibraltar (HGIB) – Gibraltar QROPS
Multi‑Member Gibraltar QROPS; Open to International Clients
A multi‑member retirement plan with flexible investments via investment platforms. Suitable for UK pension transfers.
Horizon International Pension Plan (HIPP) Guernsey QROPS
Multi‑Member – Guernsey 157A; Open to Guernsey Resident Clients
A multi‑member retirement plan with a flexible investments vial investment platforms. Suitable for UK pension transfers.
Horizon Smart Plan – QROPS
Multi‑Member – 157A; Open to Guernsey Resident Clients
An entry level retirement plan via a multi‑member scheme and structured investment approach. Suitable for smaller UK pension transfers.