Horizon QROPS Gibraltar (HGIB)
This multi‑member scheme is accepted by HMRC as a Qualifying Recognised Overseas Pension Scheme or more commonly known as QROPS and therefore is able to accept
The scheme is designed to facilitate
In addition, it is able to act as a retirement vehicle for individuals who may have exceeded their tax relief on contributions (See Benefit Payments for further details).
As a multi‑member scheme with one master Trust Deed, a “Member‘s Fund” is established for each “Member” and is segregated from other Members’ assets and held for the benefit of the designated Member only.
The HGIB QROPS is open to anyone over 18 years of age (excluding
Administration is provided by Gower Pensions Management Limited (GPML) who often work alongside financial and professional advisers. GPML does not offer advice whether financial, investment, legal or tax advice. Applicants are recommended to obtain appropriate advice (tax, investment, legal and financial) prior to proceeding with a Plan.
The Trustee is Castle Trust & Management Services Limited (CTMSL).